Our process

Our process begins with a discovery meeting with the client. It mainly involves a Q&A session intended to gain an understanding of the client’s objectives, constraints, risk tolerance, unique circumstances, and past investing practices. This process serves to offer insights into the client’s personal and financial information that are crucial in setting up a suitable portfolio.

The information gathered in the client engagement is then used to develop an investment plan that iterates the client’s goals, their investment horizon, resources available and an asset allocation that would assist client in achieving the set objectives. It is at this stage that the investment policy statement is developed. The policy serves as a manual that guides client-investment relationship. It details the investment objectives, the investment program, the portfolio asset allocation, and duties and responsibilities of relevant parties.

The policy is then forwarded to the client along with a client agreement contract for review. If in agreement the implementation process begins. The investment plan is executed in line with the policy statement.

The portfolio will continuously be monitored to ensure its ability to meet client objectives. This will feature regular portfolio reports and client engagement sessions which will allow updating the plan for any change in client’s circumstances. The regular engagement between clients and their advisors addresses evolving needs and recommendation of new ideas to add value.